We had the good fortune of connecting with Daphanie Mulet and we’ve shared our conversation below.

Hi Daphanie, what was your thought process behind starting your own business?
The though process behind starting my own business was most definitely to start something that could pass the test of time. When I was originally presented with the opportunity to become an entrepreneur, I can honestly say that what I saw was the opportunity to help others change their lives and meet their goals. It wasn’t until I started working in the finance industry that you realize how many people are in need of help- change.. something to push them and help them realize the importance of great finances- credit, budgeting, savings, and multiple streams of income. I believe that the last year was an eye-opener for many people, I am just glad I was able to help so many people and I am still helping people grow and become a better version of themselves.

Alright, so let’s move onto what keeps you busy professionally?
My work is all about helping others reach their financial goals… we most definitely have challenges daily. There are many people that don’t see the importance of credit repair or having excellent credit. It’s crazy to think that many people tell me, they have good credit and their credit score is under 700. My struggle is mostly reaching out to the Latin community, as a Latina that I am (Cuban-American), and helping them understand the importance of breaking the mold that society and our backgrounds have put us in- as people that are not financially literate. After all, Hispanics and other minorities are statistically the worst financially educated group. I believe this mostly comes from the lack of financial education, not only here- but in our home countries. I am determined to use Your.Credit.Dreams as a platform to change that stigma.

Your.Credit.Dreams (YCD) is where you would come to repair, restore, build or re-build your finances. We are a one-stop-shop with a Financial Protection Package (PP) that now includes 15 services for a small monthly fee. Our most common services within this PP and what we are mostly known for is Credit Repair/Restoration, Identity Theft Protection, Credit Monitoring and Living Will, Trust, and Power Of Attorney services. We have additional services available to help our customers, that are not included but are amazing to quickly build credit For example, ‘Credit My Rent,’ which is the favorite of realtors- a program where we report your monthly rent payment, month-by-month, one year, or two years retroactively for you alone or you and another person (your roommate, partner or spouse). This is all verified by your landlord, your payment receipts, and the Credit My Rent program. This program alone could potentially boost your credit, upwards of 100 points! Alongside these services, we offer virtual healthcare, secure credit cards, and travel savings plans to name a few. We definitely do consider ourselves a multi-service company with an array of services for your financial needs.

If you had a friend visiting you, what are some of the local spots you’d want to take them around to?
This is interesting! Considering that so much has changed in the last year! I think that I would take them to a few places- I feel that there are a couple great places that are a must see in Miami. I would take them to Bayside and get on one of those boats that show you the Miami skyline, and of course the beach is a must! I would definitely take them to Doral City Place and drive them through Wynwood (get off if there is anything going on) and hopefully take them through the Wynwood walls. To eat, one of our must-go-to’s is definitely Divieto (one of our favorite places)! I absolutely love the Brickell area and I love taking people there- to me this area is a real take on downtown living! Lastly, I feel that maybe the Hard Rock casino in Broward is a nice place to go and have some fun!

Who else deserves some credit and recognition?
I can give a lot of the credit to my husband and business partner, who has helped and pushed me along the way- Yusan Mulet. I love the way he always goes for what he wants and never settles- pushing me to be the best version of myself and always striving for more! I can’t leave out my life coaches- Yaquelin Alvarez of USA Life Coaching, who is constantly helping me get ahead and expand my understanding of how I can be a better me and lead with how I want to be lead. I most definitely cant forget my mentors- Rosa Maria Fernandez, Marien Valle, and Yadiel Huet. Constantly pushing us all toward excellence and leading by example.

Website: www.yourcreditdreams.info

Instagram: @daphanlemulet

Facebook: https://www.facebook.com/YCD.DaphanleMulet

Image Credits
Image credits are for Junior Martinez @juniordecuba @biografiaurbana1

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