Meet Ruth Maldonado-Nyathi | Financial Services Advisor

We had the good fortune of connecting with Ruth Maldonado-Nyathi and we’ve shared our conversation below.

Hi Ruth, what’s one piece of conventional advice that you disagree with?
It’s not necessarily advice, but I disagree with the idea that in order to be successful you need to be “team no sleep” or when people talk about “you can sleep when you die”. So often we see entrepreneurs and creatives work themselves to death without taking the time to listen to their bodies, take breaks when needed and enjoy the process just to end up burnout and exhausted. Yes, your level of discipline will make or break your career and business, but you need to rest. You need to recharge batteries and disconnect every so often. In my opinion, you perform better and your business does much better when you take time to rest and recharge.

What should our readers know about your business?
I am a former events planner, turned financial advisor. Never in a million years I would have taught I would end up in the financial services industry, but here I am and I am so glad I did. I help families and individuals secure their financial assets and build generational wealth by educating about products and services that are typically not offered to the common middle-class individual. I think what sets me apart from others is that I understand the struggle. When individuals talk to me about being burdened by debt or how they have never been “good with money” I can identify myself in those comments and provide the guidance and advise I wish I had. I am most excited about helping families create a plan for their kids’ future. I am a mother and my number one priority will always be my daughter’s well-being so when I sit down with parents and discuss the options they have to plan for their kids’ future, it just brings a great sense of purpose to my heart. The biggest lesson I have learned along my professional and business career is to be flexible. Times changes. The world can change in the blink of an eye so you need to remain flexible if you want to stay in business. Know when to push harder and when to pull back. Know when it’s time to pivot and adapt to the circumstances. Flexibility is key.

Any places to eat or things to do that you can share with our readers? If they have a friend visiting town, what are some spots they could take them to?
For Food: Mofongo’s Restaurant La Placita Rocco’s Tacos Taco Beach Shack For Fun (if we’re not in COVID times): Hard Rock Hollywood El Patio Wynwood E11even Tourist-y Spots: Vizcaya Museum Wynwood Walls Jungle Island Venetian Pool

Shoutout is all about shouting out others who you feel deserve additional recognition and exposure. Who would you like to shoutout?
Whatever little or big success I have I owe it to the support, guidance and encouragement of a few people that have believed in me even when I can’t believe in myself. I give thanks every day for my group of friends and family for always being there for me, but there’s a few people who have been pivotal in my success: Juan Pizarro, CPA – Not only one of my closest friends since we’re teenagers (and personal accountant), but also the biggest cheerleader I’ve ever had. I have to give it to him for always giving me advise, supporting my business, and pushing me to be better. Richard and Pamela Altema – My coaches in business. Even though we have known each other for a relative short period of time, they have taught me (and continue to do) the ins and outs of the business and are always available when I need help with a client, prospect or just life. Matt and Sheena Sapaula – These are the leaders of my organization who inspire and motivate me every day. Books: Rich Dad, Poor Dad by Robert T. Kiyosaki and Your Next Five Moves by Patrick Bet-David

Website: www.ruthdanys.com
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